Take advantage of quick turnaround times from local lenders who are available on your time.
We don't sell our loans so you can keep your mortgage local for the life of your loan.**
Enjoy a 60-day interest rate lock at the time of application.
Mortgages: Residential Home Buying
When it comes to buying a home there are so many options, and not all of them may fit your needs. Whether you're considering Conventional, USDA, VA, FHA, Mobile/Manufactured Home Loan, Land Financing, New Construction, Jumbo Mortgage, or even a Refinance, our team of local Maine lenders are here to listen to your needs and guide you towards the mortgage option that fits you!
10, 15, 20, and 30-year terms available
60-day interest rate lock at application
Fixed and variable rate options
Bi-weekly payment schedule available
First Time Home Buyers
Not sure where to even start when it comes to buying a home? Don't worry, we have your back. Our team of local Maine lenders are here to guide you through the First Time Home Buyer Process.
Borrow up to 100% of the purchase price with a Maine Housing First Home Loan and a Rural Housing Guarantee
Reduced interest rates, Maine Housing First Home Loan rates are often lower than conventional loans
Vacation Home Loans
Looking for your next oasis on one of Maine’s 2,600 lakes or maybe one of the 20 ski resorts? We'll work with you every step of the way, from prequalification and completing the application to sitting at the closing table.
“Renee is very knowledgeable, helpful, personable and kind. She is always there when I need help or guidance and I will continue doing my business with her in the future because of all these reasons.”
“Kristen provided an excellent experience that’s very quick and responsive. We could not be happier with using Kristen and Skowhegan Savings Bank. We absolutely recommend them.”
"Angel works very hard to get you the best financing available. She is very professional & truly cares about her clients. She is a pleasure to work with & she is the reason I do business with Skowhegan Savings Bank!"
- Sabrina, Skowhegan Savings Customer
- Kimberly, Skowhegan Savings Customer
– Teresa, Skowhegan Savings Customer
*Applicable for all active police (all jurisdictions), firefighters (including volunteer)
and paramedics/EMTs. Cannot be combined with any other offer. Savings to be applied at closing. Excludes loans from Maine State Housing.