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Heating & Cooling System Financing

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Need to replace your existing heating or cooling system?

Skowhegan Savings Bank has partnered with Bob’s Cash Fuel to provide financing options for new heating and cooling systems, as well as repairs to existing systems, while offering local assistance to help you decide which option best suits your needs.

Financing options

Personal 

Loan

Home Equity 

Loan

Home Equity

Line of Credit

Rates as low as

Rates as low as

Rates as low as

6.50% APR

8.25% APR

6.54% APR

1

1

2

Finance $2,500 - $15,000 with up to 100% financing, fixed payments for up to 7 years and no closing costs, application or origination fees.

Finance up to $25,000 with up to 100% financing, fixed payments for up to 15 years and no closing costs, application or origination fees.

Finance up to $25,000 with up to 100% financing, fixed interest rate for 5 years with a 5 year draw period and a 15 year repayment period. No closing costs, application or origination fees.

For more information about these financing options, please contact Amanda Libby, Consumer Underwriter at Skowhegan Savings, at 207.858.2554 or fill out the submission form above to get started!

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© 2026 Skowhegan Savings | Member FDIC l Equal Housing Lender

Routing Number: 211274476

NMLS 499932

All loans are subject to credit approval by Skowhegan Savings. Current rates are based on a credit score of 740 or above and are subject to change.


1) All Closing costs will be waived therefore the interest rate and annual percentage rate (APR) will remain the same.

2) Introductory rate of 6.50% will remain fixed for 60 months after the date of closing and then convert to a variable rate based on the Wall Street Prime rate at that time. This rate will be subjected to change but will not be lower than 6.75% APR or higher than 18% APR. All closing costs will be waived.