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Turn your home's equity into opportunity with
HELOC rates as low as 6.50% APR*
Make home improvements
or renovations
Pay for your child's college or maybe even your own
Prepare for the
unexpected
No closing costs, application or origination fees.*
“Jessie was extremely patient, knowledgeable, responsive and friendly. I really enjoyed working with her.”
- Patrick, Skowhegan Savings Customer
"I had the BEST experience ever with the entire loan process. I am so happy and satisfied with the service I received from everyone!"
- Cherylann, Skowhegan Savings Customer
“Amanda was great to work with. She kept me informed at every step and explained things clearly.”
- Noelle, Skowhegan Savings Customer
This material is for informational and educational purposes only and should not be considered legal, tax, or investment advice.
Local banking. Personal service.
Tapping into your home’s equity can be a smart way to access the funds you need. But what’s the right option for you—a Home Equity Line of Credit (HELOC) or a Home Equity Loan? Explore the key differences in our blog: HELOC vs. Home Equity Loan: Understanding the Key Differences, or get started today!
Here to help you bank with confidence.
Want a more functional kitchen or a fresh new bathroom? Use your home’s equity to turn your ideas into reality.
Use your home’s equity to help pay for college. Call our local lending experts to see if it’s right for you.
Don't wait for a crisis. Open a HELOC today and have funds ready for any "just in case."
© 2026 Skowhegan Savings | Member FDIC l Equal Housing Lender
Routing Number: 211274476
NMLS 499932
*No closing costs unless appraisal, title search by attorney or survey required. Must be an Integrity Plus Customer with Skowhegan Savings. Maximum loan-to-value is 85% on a 1-4 family, owner-occupied residence. APR rates based on a minimum draw of $10,000 of new money and borrower credit score of 740 or above. Introductory rate of 6.50% APR will remain fixed for 5 years after the date of closing and then convert to a variable rate based on the Wall Street Prime rate plus margin at that time. If the Introductory Rate was not in effect, a reasonably current APR of 7.25% based on Wall Street Journal Prime Rate plus a margin could have been in effect. This rate will be subject to change but will not be lower than 5.00% APR or higher than 18% APR. Usual closing costs range from $0 to $810. All loans subject to credit approval. Other restrictions may apply.
You will be linking to another website not owned or operated by Skowhegan Savings Bank. Skowhegan Savings Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Skowhegan Savings Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Skowhegan Savings Bank.
If you "Proceed", the link will open in a new window.
You will be linking to another website not owned or operated by Skowhegan Savings Bank. Skowhegan Savings Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Skowhegan Savings Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Skowhegan Savings Bank.
If you "Proceed", the link will open in a new window
You will be linking to another website not owned or operated by Skowhegan Savings Bank. Skowhegan Savings Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Skowhegan Savings Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Skowhegan Savings Bank.
If you "Proceed", the link will open in a new window
You will be linking to another website not owned or operated by Skowhegan Savings Bank. Skowhegan Savings Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Skowhegan Savings Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Skowhegan Savings Bank.
If you "Proceed", the link will open in a new window
You will be linking to another website not owned or operated by Skowhegan Savings Bank. Skowhegan Savings Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Skowhegan Savings Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Skowhegan Savings Bank.
If you "Proceed", the link will open in a new window.
You will be linking to another website not owned or operated by Skowhegan Savings Bank. Skowhegan Savings Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Skowhegan Savings Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Skowhegan Savings Bank.
If you "Proceed", the link will open in a new window.
You will be linking to another website not owned or operated by Skowhegan Savings Bank. Skowhegan Savings Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Skowhegan Savings Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Skowhegan Savings Bank.
If you "Proceed", the link will open in a new window.
You will be linking to another website not owned or operated by Skowhegan Savings Bank. Skowhegan Savings Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Skowhegan Savings Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Skowhegan Savings Bank.
If you "Proceed", the link will open in a new window.
You will be linking to another website not owned or operated by Skowhegan Savings Bank. Skowhegan Savings Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Skowhegan Savings Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Skowhegan Savings Bank.
If you "Proceed", the link will open in a new window.
You will be linking to another website not owned or operated by Skowhegan Savings Bank. Skowhegan Savings Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Skowhegan Savings Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Skowhegan Savings Bank.
If you "Proceed", the link will open in a new window.