*No closing costs unless appraisal, title search by attorney or survey required. Must be an Integrity Plus Customer with Skowhegan Savings. Maximum loan-to-value is 85% on a 1-4 family, owner-occupied residence. APR rates based on a minimum draw of $10,000 of new money and borrower credit score of 740 or above. Introductory rate of 6.75% APR will remain fixed for 2 years after the date of closing and then convert to a variable rate based on the Wall Street Prime rate plus margin at that time. If the Introductory Rate was not in effect, a reasonably current APR of 7.50% based on Wall Street Journal Prime Rate plus a margin could have been in effect. This rate will be subject to change but will not be lower than 6.00% APR or higher than 18% APR. Usual closing costs range from $0 to $810. All loans subject to credit approval. Other restrictions may apply.
