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Get the mortgage that is right for you.

Whether you are a first-time home buyer or an experienced homeowner, we are here to help you achieve your dreams.

Why Skowhegan Savings?

Availability

Take advantage of quick turnaround times from local lenders who are available on your time.

Local Service

We don't sell our loans so you can keep your mortgage local for the life of your loan.*

Rate Lock

Enjoy a 60-day interest rate lock at the time of application.

Mortgages: Residential Home Buying 

When it comes to buying a home there are so many options, and not all of them may fit your needs. Whether you're considering Conventional, USDA, VA, FHA, Mobile/Manufactured Home Loan, Land Financing, New Construction, Jumbo Mortgage, or even a Refinance, our team of local Maine lenders are here to listen to your needs and guide you towards the mortgage option that fits you!

  • 10, 15, 20, and 30-year terms available
  • 60-day interest rate lock at application
  • Fixed and variable rate options
  • Bi-weekly payment schedule available

First Time Home Buyers

Not sure where to even start when it comes to buying a home? Don't worry, we have your back. Our team of local Maine lenders are here to guide you through the First Time Home Buyer Process.

  • Borrow up to 100% of the purchase price with a Maine Housing First Home Loan and a Rural Housing Guarantee
  • Reduced interest rates, Maine Housing First Home Loan rates are often lower than conventional loans

Vacation Home Loans

Looking for your next oasis on one of Maine’s 2,600 lakes or maybe one of the 20 ski resorts? We'll work with you every step of the way, from prequalification and completing the application to sitting at the closing table.

  • 10, 15, 20 and 30 year terms available
  • 60-day interest rate lock
  • Fixed and variable rate options
  • Bi-weekly payment schedule available

Your home lending experts

Central, Eastern, and Northern Maine

Central and Southern Maine

Western Maine

Here's what our newest customers are saying about their experience with us!

“Renee is very knowledgeable, helpful, personable and kind. She is always there when I need help or guidance and I will continue doing my business with her in the future because of all these reasons.”

"Working with Haley has been a great experience. She made the house buying process smooth and easy. She's very knowledgeable, dependable, energetic and "on it." She's definitely the one you want to go to with you loan needs. Thank you Haley!"

“Kristen provided an excellent experience that’s very quick and responsive. We could not be happier with using Kristen and Skowhegan Savings Bank. We absolutely recommend them.”


- Sabrina, Skowhegan Savings Customer

– Mallory, Skowhegan Savings Customer

- Kimberly, Skowhegan Savings Customer

Skowhegan Savings

©2025 Skowhegan Savings | Member FDIC l Equal Housing Lender

Routing Number: 211274476