FDIC-Insured - Backed by the full faith and credited of the U.S. Government

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Fast, local loan decisions. Apply in minutes.

Local approval and local financing.

Competitive, community-first personal loans made simple.

Why Skowhegan?

Have questions?

Connect with a local lender

At Skowhegan Savings, we provide loan options designed to fit your unique needs. With competitive rates and flexible repayment terms, you’ll benefit from working with a local Maine lender who handles approvals and financing right here at home. In most cases, you’ll have a loan decision the same day you apply - or within 24 hours.

Get more from a personal loan

Pay for major life events

Unexpected

expenses

Make a large

purchase

What you will need to apply online

Must be 18 years or older

Current driver’s license

1 month of most current pay stubs from your employer

A valid social security number

About 15 minutes to complete the application

Financing solutions for every need

No matter your goals, Skowhegan Savings has the solution to help you get there.

Recreational Vehicle Loans

Vehicle Loans

ATV & Snowmobile Loans

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© 2026 Skowhegan Savings | Member FDIC l Equal Housing Lender

Routing Number: 211274476

NMLS 499932

All loans are subject to credit approval by Skowhegan Savings, other restrictions may apply.


For titled vehicles, maximum loan-to-value is up to 105% of the lower of sales price from JD Power value and up to 100% LTV for RV’s/UCC loans. Minimum credit score of 660. Typical fees range from $0-$143. Rate based on product, credit score, and loan term. Fixed rates can range from 6.00% -16.00%. Max APR of 18% with payment terms ranging from 12 months to 120 months depending on product type. An example of total amount paid on a personal loan of $5,000 for a term of 24 months at 9% would be equivalent to $5,482.20 over the 24 month life of the loan. All loans are subject to credit approval. Must be 18+ years of age. Other restrictions may apply.