Accounts that help youth build financial independence
Schedule your appointment to open an account, today!
Learning good financial habits start here.
Checking and savings accounts tailored to youth and students
Our deposit accounts tailored to youth provide kids and teens the opportunity manage their own money and learn financial responsibility.
These accounts come with no monthly balance requirements or maintenance fees!
Integrity Savings Account
TAILORED TO YOUTH
Our Integrity Savings account is a great started account for children 18 and under*. This account is a great way to teach the importance of saving at a young age.
Account Benefits
No minimum balance required
No monthly service charge up to the age of 18**
Initial deposit of $1.00 to open
Free mobile deposit
Free digital banking
Free e-Statements
Minimum balance of $25 to start earning interest
e-Tegrity Checking Account
TAILORED FOR STUDENTS
Our e-Tegrity Checking tailored for students is designed to build a foundation of financial responsibility. This account offers minors from the age of 14 up to18 years old the ability for a manage your finances no matter where they are***.
Account Benefits
No minimum balance required
No monthly service charge
Initial deposit of $50.00 to open
Free mobile deposit
Free digital banking
Free e-Statements
Free Mastercard® debit card
Free worldwide ATMs****
Saving can be fun!
Our savings tracker sheet can help your child track their first savings goal. Each time they complete a visit and task at the bank, they will be awarded a sticker. When all four stickers are collected, the participant will earn a prize. The sheets are available at all branches for anyone who opens an Integrity Savings tailored to youth account, or it can be downloaded here. Ask your personal banker for more details.
*An Integrity Savings account tailored for young savers is for minors under the age of 16 requires a parent or guardian to be secondary on the account.
**After an account owner turns 18, there will be a service charge of $1.00 per month if the account balance isn't at least $25.00.
***Those who are age 16 years or older can open an e-Tegrity Checking account tailored for students on their own. Minors ages 14 and 15 require a parent or guardian to open.
****Third Party Fees may apply. When you accept the disclosed fee Skowhegan Savings will refund that fee the next business day.
See your Personal Banker for full product disclosure.
