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Checking and savings accounts tailored to youth and students

Our deposit accounts tailored to youth provide kids and teens the opportunity to manage their own money and learn financial responsibility.


These accounts come with no monthly balance requirements or maintenance fees!

Integrity Savings Account

e-Tegrity Checking Account

TAILORED TO YOUTH

TAILORED FOR STUDENTS

Our Integrity Savings account is a great starter account for children 18 and under*. This account is the perfect way to teach the importance of saving at a young age. 

Our e-Tegrity Checking, tailored for students, is designed to build a foundation of financial responsibility. This account offers minors from the age of 14 up to 18 years old the ability to manage their finances no matter where they are***. 

Account benefits

Account benefits

  • No minimum balance required
  • No monthly service charge up to the age of 18**
  • Initial deposit of $1.00 to open
  • Free mobile deposit
  • Free digital banking 
  • Free e-Statements
  • Minimum balance of $25 to start earning interest
  • No minimum balance required
  • No monthly service charge
  • Initial deposit of $50.00 to open
  • Free mobile deposit
  • Free digital banking 
  • Free e-Statements
  • Free Mastercard® debit card 
  • Free worldwide ATMs****

Saving can be fun!

Our savings tracker sheet can help your child track their first savings goal. Each time they complete a visit and task at the bank, they will be awarded a sticker. When all four stickers are collected, the participant will earn a prize.


The sheets are available at all branches for anyone who opens an Integrity Savings tailored to youth account, or it can be downloaded here. Ask your personal banker for more details. 

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© 2025 Skowhegan Savings | Member FDIC l Equal Housing Lender

Routing Number: 211274476

NMLS 499932

*An Integrity Savings account tailored for young savers is for minors under the age of 16 requires a parent or guardian to be secondary on the account. 

**After an account owner turns 18, there will be a service charge of $1.00 per month if the account balance isn't at least $25.00.

***Those who are age 16 years or older can open an e-Tegrity Checking account tailored for students on their own. Minors ages 14 and 15 require a parent or guardian to open. 

****Third Party Fees may apply. When you accept the disclosed fee Skowhegan Savings will refund that fee the next business day.

See your Personal Banker for full product disclosure.